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Mortgage Information

Mortgage Resources

Welcome to my website, I’m Josh Anderson and I have been helping people here in Houston and through out Texas with all their mortgage needs for the past 10 years. I currently work with On Q Financial, one of the nations mortgage leaders. I pride myself on going the extra mile for my clients which is why referrals are my main source of business. I want the chance to earn your business.

Whether you are looking to purchase or refinance a home I can help. With On Q Financial I have access to a wide array of loan programs, a home loan for any situation or client. Our mortgage rates are some of the most competitive in Houston and Texas. Use one of my helpful online tools to see what kind of rate you can get.

One of my most popular loan programs right now is the Escrow Hold Back loan. I am your Houston escrow hold back expert and want to help you take advantage of this great loan program. The way an escrow hold back works is that is pays for minor repairs on a home. I’ve come across many homes that a buyer wanted but the home required some minor repairs, but the seller wasn’t going to pay for them. With an escrow hold back loan, it gives you the money to pay for it similar to what you’d see in a FHA 203K loan, but with $5000 limit and the work must be done within 48 hours of closing so there is no waiting game to move into your new home.

So please browse through my site you will see it has lots of information about different loan programs. I also have quick forms where you can tell me about your situation and I will get back to you with custom tailored answer on how I can help you. I look forward to work with you and assisting you with your mortgage needs.

Find the solution that fits your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

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Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

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Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.

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